Retirement: few people know this, but with a pension of less than €1,500, you can benefit from 4 state aid programs.

By 2025, it will guarantee approximately €1,000 per month for a single person and nearly €1,570 for a couple. In practical terms, if your income is below these limits, the Aspa will cover the difference.

Many hesitate to claim it, fearing it will be recovered from the estate. In reality, this mechanism only applies to assets exceeding a certain threshold, and it’s often less burdensome than one might imagine. Before making any sacrifices, it’s best to  get precise information  from your pension provider.

2. Housing assistance: a helping hand even in retirement

Did you think housing assistance was only for students or young professionals? Think again. If your pension is less than €1,500, you may be eligible for APL (Personalized Housing Assistance) or ALS (Social Housing Allowance).

These benefits, paid by the CAF (Family Allowance Fund), can reach up to €300 per month depending on your situation. This is a significant sum when it comes to paying rent, utilities, or even accommodation in a senior living residence.

The trick? Run an online simulation. In just a few minutes, you’ll get a personalized estimate. And no, being retired doesn’t exclude you from the scheme: your income and type of housing are the only determining factors.